Key Responsibilities:

Review and analyze credit applications to assess the risk involved in extending credit to potential clients.
Conduct in-depth financial analysis by reviewing credit reports, income statements, and balance sheets.
Utilize financial modeling techniques to evaluate the creditworthiness of clients and determine their ability to repay loans.
Collaborate with other departments, such as Sales and Underwriting, to gather necessary information and make informed decisions.
Communicate credit decisions to management and provide recommendations for credit limits and terms.
Monitor and review existing credit accounts to assess risk and make necessary adjustments.
Keep up-to-date with market trends and changes in credit regulations to ensure compliance.
Maintain accurate and organized records of all credit applications and decisions.
Provide excellent customer service by responding to inquiries and resolving any credit-related issues.

Requirements:

Bachelor's degree in Finance, Accounting, or a related field.
Minimum of 3 years of experience as a Credit Analyst or in a similar role.
Strong understanding of financial principles and credit analysis techniques.
Proficient in financial modeling and data analysis using tools such as Excel.
Excellent written and verbal communication skills.
Strong attention to detail and ability to work in a fast-paced environment.
Ability to make sound decisions and handle confidential information with discretion.

Join our team and be a part of our mission to provide exceptional financial services to our clients.

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