Credit Manager

We are looking for a self-motivated individual who is results-driven and has a strong passion for credit management. If you have a proven track record of success in credit management and are looking for a challenging and rewarding opportunity, we encourage you to apply for this position.

Job Title: Credit Manager

Position Overview: We are seeking an experienced and highly motivated Credit Manager to join our team. As a Credit Manager, you will be responsible for overseeing all aspects of the credit department including credit evaluation, risk assessment, and collections. You will work closely with our sales and finance teams to ensure timely and accurate credit approvals that support our company's growth and financial goals.

Key Responsibilities:

• Develop and implement credit policies and procedures in accordance with industry standards and regulations.
• Review and analyze credit applications and financial statements to determine creditworthiness and risk assessment.
• Manage and maintain credit limits for new and existing customers, ensuring timely and accurate credit decisions.
• Monitor credit trends and evaluate potential risks, providing recommendations for credit limit adjustments or collection actions.
• Collaborate with sales and finance teams to address credit concerns and provide solutions to support business objectives.
• Oversee the collections process, ensuring timely and effective collection of outstanding debts.
• Negotiate payment plans and settlements with delinquent customers while maintaining positive relationships.
• Prepare and present credit reports and analysis to senior management to support decision-making.
• Stay up-to-date with industry trends, regulations, and best practices to continuously improve credit processes and procedures.

Qualifications:

• Bachelor's degree in finance, accounting, or related field.
• Minimum of 5 years of experience in credit management or a similar role.
• Strong understanding of credit analysis, risk assessment, and collections.
• Knowledge of credit regulations and compliance standards.
• Excellent communication and negotiation skills.
• Ability to work under pressure and meet tight deadlines.
• Proven track record of managing and developing a team.
• Proficient in Microsoft Office and credit management software.
• Strong attention to detail and analytical skills.

Join our team and help us drive our company's growth through effective credit management strategies.