If you are a self-motivated individual with a strong background in credit analysis and a passion for helping businesses grow, we encourage you to apply for this exciting opportunity
Position: Credit Analyst
Location: New York, New York, United States
Salary: $133000 - $176000
Job Description: We are seeking a highly motivated and detail-oriented Credit Analyst to join our team. As a Credit Analyst, you will play a crucial role in our organization by assessing the creditworthiness of our clients and providing valuable insights to guide our decision-making process. You will work closely with our lending team to analyze financial data, evaluate credit risk, and make recommendations for loan approvals or denials.
Responsibilities:
- Conduct thorough credit evaluations by analyzing financial information, credit reports, and other relevant documents.
- Evaluate loan applications and provide recommendations to the lending team based on your findings.
- Develop and maintain credit risk models to assess the creditworthiness of potential borrowers.
- Communicate with clients to gather additional information and clarify any discrepancies in their financial data.
- Prepare comprehensive credit reports and present them to the lending team and senior management.
- Monitor the credit performance of existing borrowers and identify any potential risks.
- Collaborate with other departments, such as sales and collections, to ensure a smooth credit process.
- Stay updated on industry trends and regulations to ensure compliance with lending standards.
Requirements:
- Bachelor's degree in Finance, Accounting, or related field.
- Minimum of 2 years of experience as a Credit Analyst or in a similar role.
- Strong analytical skills and the ability to interpret financial data accurately.
- Proficient in Microsoft Excel and other financial analysis tools.
- Excellent communication and interpersonal skills.
- Knowledge of credit risk management principles.
- Attention to detail and the ability to work under pressure in a fast-paced environment.
- Ability to prioritize tasks and meet deadlines effectively.
Join our team and be a part of our mission to provide financial solutions to our clients while maintaining strong risk management practices.